Category Archives: Excel-VB Solutions

THE FARM CEO (Issue 38): Using innovative ideas to make money in: Crop Farming, 40+ Highly Profitable Agriculture Small Business Ideas for Young Entrepreneurs, [PODCAST] Making Money With Your Online Presence to Cover Your Annual Website Renewal Payments: Part 1, Get your free copy of my report titled: How YOU CAN Browse CHEAPLY On Your PC or Laptop Without Using A “Modem”!

Last week, in Issue 37 of the Farm CEO I announced that this members-only website version of the newspaper will now be used to publish latest updates based mainly on content shared on the private Facebook group. Next week, I will provide a download list of past PDF issues here.

Register for your FREE username and password and I will send you a free copy of my report titled: How YOU CAN Browse CHEAPLY On Your PC or Laptop Without Using A “Modem”!

Like I mentioned in the last issue of the Farm CEO newspaper (Issue 37), I have decided to give give ALL paid Farm CEO clients, who are also lifetime members of my Cost-Saving Farm Business Ideas club FREE lifetime subscription to The Farm CEO™ newspaper online.
http://iff.tayosolagbade.com/wp/?p=338

Temi & Oluoma’s No-Oven Charcoal Stove Cookies [Facebook page now LIVE!]

‘Temi (10) & Oluoma (7) are sisters who (with support from their family) use creative low cost recipes & a charcoal stove pot to bake cookies for sale.

This micro business venture began as a “skills acquisition project” Temi asked their Dad to let her do, after seeing videos of home made cookies baking.

Click here to continue reading…

Flyer - Temi & Oluoma's No-Oven Charcoal Stove Cookies

For Web Marketing Success You Need to Tell Compelling Stories [Hint: How Educational Commercials Can Help You]

I create Educational Commercials (EC) for clients in various markets, and continue to do so for myself as well. It’s a resource I have found to be quite versatile in that it can be used both on and off the web to establish expert authority status and generate potential sales leads.

However, not many business owners I meet, who own websites of their own, are aware that this kind of publication can help them.

[TIP: Click here to download one of my most popular Educational Commercials, titled “Proven Techniques (& Strategies) You Can Use to Start & Finish Writing ANYTHING“]

Simply put, an EC helps you present potentially useful information and education in a manner that makes potential clients feel you can help them – even though you are not directly marketing your solutions to them.

You can do this by using a storytelling approach to communicate the ideas and strategies you advocate for adoption. Or you could adopt a white paper based format in which you offer insights and recommendations based of formal investigate research you’ve done into the theme or subject of the EC.

There are countless ways you can use prepare an Educational Commercial. I have however found storytelling to be especially effective, because many times the stories resonate with the readers who fit my target audience profile.

This is why I always advise my clients to tell true stories about experiences they have in their personal and work lives, making sure to find creative ways to weave in subtle references to what they do, in a way that alerts readers to the solutions they offer.

It can take a while to et the hang of it, of course, but when eventually you do, you WILL be amazed by the results you will get – in form of people reaching out to you as if they’ve always known you. Potential clients will call you and eagerly demand for details of solutions you offer, based on what they’ve read in your writing.

Having said the above, I must add that writing the EC is one thing, but getting it found and read by those you NEED to do so, is quite another thing!

This is because regardless of the shape or form your EC takes, you need to develop and implement a smart Web Marketing System to effectively promote it to your target markets.

My experience and success with Web Marketing prove that it pays to intelligently break down one’s story into different reusable parts, so as to appeal to one’s target audience in as many ways as possible.

I’ve studied experts who tell their stories to sell their books and services like Kiyosaki, and noticed that some of his books offer more details about his “story” that other books he’s written do not. I also noticed that he uses the details to determine the marketing slant he adopts for the book.

At my own small level, I have done the same thing with aspects of my own life story e.g. for my parenting articles/books compared to my career development articles/books or my entrepreneurship articles/books – and it’s worked so well for me.

I am convinced, based on my experiences over the years, and the success I enjoy with my Web Marketing today, that anyone who diligently follows the guidelines I specify, will achieve similar, if not better results compared to mine.

Recommendation: Listen to My Web Marketing Pod cast Series

A few days ago, I published the first pod cast in my new series on this (Web Marketing) theme.

Click this link to listen to it at https://soundcloud.com/tayo-solagbade/making-money-with-your-online

What I say in it are examples of what I do for myself, and for my clients.

All of that is however something that YOU can also learn to do by yourself, for yourself – IF you have the time and the needed training.

Those who hire me often do NOT have the time or the training, and/or prefer to engage my experience and expertise to boost their chances of getting sustainable results faster.

Click here to contact me if you need to learn more.

RELATED ARTICLE:

Educational Commercials Will Boost Your Marketing

Is Olajumoke the Bread seller-Turned-Model Getting a Fair Deal?

I’ve wondered intermittently about this from the very beginning, but felt it was nothing to worry about given the high profile exposure that the entire development has so far enjoyed.

Even now, I’m not sure what to think…

However @HNNAfrica’s tweets asserting that Olajumoke the breadseller-turned-model is being exploited have now made me decide to wonder aloud

Click here to read the tweets

Note that I don’t care if s/he’s hating on the former breadseller or not, because some of her tweets raise very valid points!

And that’s why I intend to go further to find out what the truth is – about the following:

1. Does Olajumoke have an actual signed contract that she understands and which fully protects her interests plus earns her remuneration consistent with the roles she is being made to play?

2. If she is earning the great income her new found images suggests she is, why does the husband continue to dress like she is not?

I read their story. Their love kept them together during their years severe hardship. Is it possible she now HAS the cash to spend and has not thought it wise to give her hubby a wardrobe change?

If that is so, who are her advisers regarding her personal life and the need to maintain the home front – especially with 2 kids to consider in her marriage?

NB: I read that the hubby was dashed something for his sliding door installation business, but can’t remember if it was money, an office or who did the “dashing”.

But I wonder if the dashing actually happened, of if it was just a pledge yet to be redeemed. His contrasting appearance in photos, next to his famous wife certainly suggests it’s not rubbing off on him much!

3. Does she even have a bank account of her own now?

I could be wrong, but I doubt she had one before her breakthrough. And if she does, does the balance in it today, reflect the new status she is being projected under?

4. Does she have anyone doing futuristic contingency planning with her?

Like leveraging her celebrity status to actually startup her own hairdressing/styling business that she can hire competent others to run for her? Something to generate valuable extra income outside her modelling. Something to fall back on in the not-so-predictable future, when the “romance” could end?

5. Maybe I should just ask: Is this young woman getting a fair deal like she would have gotten if her talent had been discovered in a place like London, New York or Paris???

At the moment, based on what I’ve read so far, I am not sure what to believe, but something just does NOT feel right.

Way I see it, systems need to be put in place to protect the interests of people who find themselves in situations of this kind. Considering her limited schooling and lack of english speaking proficiency, I would say the absence of such “protection” makes Olajumoke ripe for exploitation

I currently have no information, however, to believe any such thing is happéning to her. But I feel compelled to voice these thoughts, and I also plan to find out as much as I can about what the reality is, on this matter.

My spirit will give me no rest if I don’t.

Finally just so we’re clear:

If I get conclusive evidence of any hanky panky, I WILL shout for all to hear/read via every channel possible. Period.

New Video: Write Your First Macro to Open Multiple MS Word Files From Within MS Excel

Below is a screenshot from a part step-by-step video showing how to write a Microsoft Excel macro that will open a Microsoft Word document you specify from inside Excel.

New Video: Write Your First Macro to Open Multiple MS Word Files From Within MS Excel

With this macro, you will be able to open any MS word document on your computer as you work in Excel.

I explain in the video, why and how this can make you much more productive.

Below are key highlights of what each of the 4 video parts demonstrates.

1. xlvb-openword2: How the finished application works

2. xlvb-openword3: Best Practice Considerations

– Naming Conventions

– Worksheet design: Program Rows and Program Columns

– Auto numbering Tablie list using intelligent Relative Cell Addressing in creating spreadsheet formulas

3. xlvb-openword4: Write macro subroutine procedure to open ONE MS Word file you specify a filename for in the code.

4. xlvb-openword5: Write macro subroutine procedure to open multiple MS Word files you click in a drop menu.

This video tutorial was sent out to members of my MS Excel VB Automation Club today. Click here to contact me for details of how to become a member.

 

[PODCAST] Making Money With Your Online Presence to Cover Your Annual Website Renewal Payments: Part 1 – Don’t Serve Prospects At the Expense of Your Profits [You Are a Marketer First & An Expert Second]

This is the first issue in the FREE podcast series I promised to do to offer practical information and education for use by my clients (and other business owners) who own websites.

Title: Making Money With Your Online Presence to Cover Your Annual Website Renewal Payments

Subtitle: Part 1 – Don’t Serve Prospects At the Expense of Your Profits [You Are a Marketer First & An Expert Second]

Podcast: Making Money With Your Online Presence to Cover Your Annual Website Renewal Payments - Part 1

My decision to do this arose from a recent series of experiences my web hosting clients had, in which they have had to effectively pay double what they paid just 1 year ago, to renew their domain name registration and website hosting! This was caused by the inadvertent crash in value of the Nigerian Naira within the last 6 to 9 months especially.

It so happens that I’ve constantly told all website owners I connect with, my clients especially, that a website is ONLY working when -at the very least – it pays for itself, and ideally, it should do more than that – by helping to owner boost SAVE money (by cutting marketing etc costs) and also MAKE MORE money (by generating additional sales leads to complement offline efforts).

In this first podcast, I explain the required thinking, and start with a case study based on a real life case study, in which the benefits of Information Products creation and marketing are made apparent.

Hope you find it useful – and if you need any help making use of the ideas I propose in it, do let me know(click here to send a message).

How YOU CAN Browse CHEAPLY On Your PC or Laptop Without Using A “Modem”!

If You Own a Smart phone, THIS report can SAVE YOU A LOT OF MONEY! Don’t own a Smart phone? Get yourself ONE NOW!

Some People Already Know What I Share In This Report – And They Are SPENDING LESS Than Others Who Don’t !

Quick Take Away: If you own a smart phone – especially a blackberry(BB) – and still invest in a separate modem that you use for paid Internet Access subscription on your PC or laptop, this report can help you SAVE BIG MONEY! If you own a BB (or plan to get one), and are PLANNING to purchase a separate modem for browsing on your PC, PLEASE don’t (If you already use a modem, PLEASE stop)! Read this report – which I published way back in March 2012, to find out why you WILL WASTE a lot of your MONEY by doing so.

bb-modem

If you own a smart phone, and are NOT using it as a modem for browsing the Internet – on your Laptop (or desktop PC), then you ARE one of the 99% throwing money away monthly – short changing yourself.

It does not matter what part of the world you are in, the time, effort and cost-saving benefits to be had, totally outweigh any objections you may have to doing this.

Coming from me – considering that I openly derided all those who used those devices for well over a year – this point is one that you must take seriously.

See the next section for details of the negative view I used to hold of smart phones in general, and Blackberries in particular, UNTIL a conspiracy of events made me discover the amazing productivity boosting capabilities of those little machines, that MOST of those I see carrying them around do NOT know how to exploit!

In this report, I will be describing how you can use your Blackberry as a modem, to inexpensively browse the Internet on YOUR computer, when compared to subscription via standard modems sold by many providers.

If you just want the information about HOW TO do it, and WHAT YOU NEED TO HAVE in order to do so, then jump to PAGE 4, to read the step-by-step guidelines I have provided.

HINT: If you are like me, then what I’ve already shared above, will be enough for you to go out and actually do IT!

That’s what I did. After reading an article online saying it was possible, I went out and asked questions till I pieced it all together. But it took quite a lot of trial and error, which most people will naturally want to avoid. So, I’ve written this report to help those who want to save time, and effort to get started saving money as they browse.

Click here to request details of how to get your copy of this report.

PII 002: Deliver Promised Quality Consistently, and Buyers Will Feel No Need to Look for Alternatives

This week’s issue was inspired by Pius Adesanmi’s 2006 article titled “Ibo Made” republished on Facebook on Feb. 20, 2016 (click).

It was very articulate, and loaded with solid points. Definitely a good read. However I refuse to let my patriotic zeal blind me to the root causes I’ve identified to contribute in no small way to the problem highlighted in Pius’ article.

Yes it’s true that many Nigerians tend to look down on “Ibo Made” products…AND it is indeed true that our markets are flooded with substandard products imported from China – stifling local production…BUT is it (NOT) also true that some of “us” go to China to demand that imitations of original products be made to lower quality specifications for sale in Nigeria(?)

SCROLL DOWN TO READ FULL ISSUE

Tayo Solagbade's Performance Improvement IDEAS(PI Squared) Newsletter

TayoSolagbade’s
Performance Improvement
IDEAS
(PI Squared) Newsletter

Logo - Tayo Solagbade's Self-Development Academy


NB: This PI Squared newsletter will be published weekly, on Mondays, in place of the Speaking/Web Marketing IDEAS newsletter, starting from today – 15th February 2016.
I’m reinventing my Monday newsletter content and theme, to accommodate my vision of serving the growing audience of serious minded individuals and organizations reaching out to me, with information, education. news and research findings designed to help them do what they do better.

**********

View Tayo Solagbade's video tutorials and demonstrations on Facebook Productivity Tips, Web Marketing, and for his Custom MS Excel-VB driven software applicationsJoin the SD Nuggets community on Facebook.comConnect with Tayo on Twitter.comConnect with Tayo on Google PlusConnect with Tayo on LinkedIn.com

PII 002: Deliver Promised Quality Consistently, and Buyers Will Feel No Need to Look for Alternatives

This week’s issue was inspired by Pius Adesanmi’s 2006 article titled “Ibo Made” republished on Facebook on Feb. 20, 2016 (click).

It was very articulate, and loaded with solid points. Definitely a good read.

However I refuse to let my patriotic zeal blind me to the root causes I’ve identified to contribute in no small way to the problem highlighted in Pius’ article:

Yes it’s true that many Nigerians tend to look down on “Ibo Made” products AND it is indeed true that our markets are flooded with substandard products imported from China – stifling local production…BUT is it (NOT) also true that some of “us” go to China to demand that imitations of original products be made to lower quality specifications for sale in Nigeria(?)

We’re not kids here!

The Chinese export worldwide.

We all know the high standards they have to meet for their products to get accepted for sale in markets like the USA and other developed societies. Let’s not delude ourselves.

Nigeria is NOT the only export destination Chinese manufacturers have.

So, if they’re sending substandard products to Nigeria, we have to ask ourselves why they are not able to do the same thing elsewhere.

FACT: They are not exporting similar quality to the USA!

I use America as a reference point for other developed countries, who have an established quality control system designed to protect their consumer population.

In the USA, any product that fails to meet the minimum specifications gets locked out. No amount of begging, lobbying or offers of settlement, will help.

Ask Nigerians who got products rejected for failing to meet the specs specified under the African Growth Opportunities Act (AGOA) program, and they will tell you.

No matter how badly, the USA wants to help other nations via trading, they will NOT lower their quality standards, endangering their consumers, to do so!

In Nigeria, even drugs used for medical purposes are sometimes imported without the proper checks, causing substandard versions or outright imitations to get in!

How is that even possible???

Considering the fact that majority of the importers of these items watered down Chinese made items are mostly our very own brethren, does that not amount to our shooting ourselves in the foot???

Word actually has it that many of our own people, involved in large scale imports, go abroad and instruct their suppliers to make substandard versions to lower costs, so they can reap higher margins when they sell them locally at normal prices!

Don’t ask me how they get through the country’s ports without this being discovered by the regulatory bodies that conduct required checks. Or maybe it’s discovered and they “settle” it among themselves.

What matters is that they Do get into the Nigerian markets regularly!

Another perspective: Among producers of made in Nigeria items, I see the absence of a DRIVE to deliver promised VALUE in a way that will make Nigerian buyers feel no need to look for “imported” alternatives

It’s a problem of the wrong mental attitude.

Now, in discussing this issue of the mental attitude of the Nigerian maker of products at any level, I refuse to focus on people in section or geographical region of Nigeria.

Like I’ve said in a previous post (click here to view) Nigeria can and should promote products creation from micro to SME and higher levels across the entire nation if s/he wants to see progress.

It makes no sense to create the impression that people from a certain region of the country are to engage in certain vocations to the exclusion of others.

We also need to provide technical/best practice education to those who choose to go this route so they appreciate the importance of producing to meet internationally accepted standards as a minimum requirement!

The truth is that right now, buying many made in Nigeria items (especially those with imported alternatives) can be like gambling with money.

Today it may end well for you, but some other day you end up feeling like you’ve been ripped off (I’m just being conservative here…it’s often not just a “feeling”).

It’s so hard to trust and believe in made in Nigeria products, when the makers themselves do no invest emotionally in their brands!

For instance, what happens when you take a bad product back to the maker or seller in Nigeria?

Quite often they refuse to replace or fix it, and will rarely offer a refund. The best you’re likely to get is an invitation to “add a little money” so they can sell you another one.

I was born and raised in Nigeria and have experienced/observed this with providers of products and services – both schooled and unschooled. People do business with a win-lose mentality most times.

If they can get money off you without giving you any product they’ll take the chance: And once your money ends up in their hands, getting them to pay you any more attention can prove quite difficult. Except you come to make an additional purchase, their after sales behavior can make you feel like you’re being a nuisance e.g. when you complain about faulty or bad product etc.

It’s hardly any different on the service provision front…

For instance, try getting your money paid for 1 year’s rent refunded by an estate agency in Nigeria after you discovered unacceptable defects contrary to what you were promised, and it will often take a serious tug of war!

Yet in Cotonou, just like my Beninese friends had always assured me was standard practice, last year, I got my money for an apartment I quit, handed back in full (less agreed expenses) within days in an amicable setting with the agent.

Same applies to buying products from markets in Benin Republic: The locals openly brag about the fact that they will never cheat their buyers.

Not once have I experienced the opposite.

[Don’t get me wrong. Issues do arise sometimes, but they are the exception NOT the norm!]

On one occasion a trader agreed to meet with me on Sunday, even though shops never open on that day, when I phoned to say the pair of Jeans he’d sold me on Saturday evening as they rushed to close shop, turned out to be too small.

That kind of mental attitude and behavior in response to an after sales request , inspires trust and confidence in the buyer’s mind. Little wonder that I’ve continued buying from that same trader since 2013!

People want to know they will get value for the money they pay you!

In many cases, many sellers in the Nigerian space are unable (unwilling) to invest the time and effort needed to inspire the trust and confidence needed to attract and retain buyers.

Most who behave in this manner make the excuse that they face too many challenges, do not have time, and/or are worried about clients/buyers exploiting them.

Much as I agree that some of those fears may be valid, the truth remains that they stand to benefit a whole lot if they changed their mental attitudes.

Once majority of Nigerian producers across all levels, begin to provide solutions that local buyers verify to deliver value for money, such buyers will ignore imported alternatives

This idea is not far fetched.

Think about our music industry, and how it was 2 to 3 decades ago.

The quality of musical works produced by most of our musicians at the time (exceptions being artists like Fela) did not match what came in from the foreign music scene. As a result, our corporate organizations kept importing foreign acts for shows while local ones saw little or nothing of the big money.

Today, our musicians have proven they can make music matching that from other climes – and now Nigerians are putting their monies into the pockets of local artistes at a dizzying rate without needing to be asked.

Visit any Nigerian party – locally or abroad – and you’ll have a hard time hearing a foreign artiste’s song enjoying major playing time – if it gets played at all!

Reason: The music this new generation of artistes makes gives good value for money!

The same thing needs to happen with our made in Nigeria products and services, otherwise we will continue to complain like we’re currently doing!!!

In case you wonder, I practice what I preach …I deliver promised quality and value to ALL who pay me!

I have done so through most of my adult life – starting when I was in paid employment in Guinness Nigeria. There I excelled by doing a whole lot more than I was paid for, leading to rapid career advancement to Senior Management positions, ahead of my peers in less than 6 years of joining Guinness Nigeria).

Since quitting to pursue my dream of being self employed from 2002, I’ve diligently defied failure and adversity at various points over the past decade, to establish myself as a trustworthy international provider of a unique range of customizable solutions.

Example: Yesterday afternoon, I made my kids sit in (as part of their Personal Achievement Coaching session) on the second day of a Skype phone call support session I had with a Farm CEO based in East Africa’s Tanzania country, who had purchased my Excel VB Ration Formulator software by paying via Western Union last month (January 2016).

By the time he’d told me what other issues he was having, I deduced that he needed to watch the 4 part step-by-step video tutorial I’d created 2 years ago, for an Algerian PhD student who’d reached out to me.

I knew the in depth explanations I provided in that video series were likely to address most – if not all of – those remaining issues he was having.

So, after the call ended, my kids watched me put together an email containing instructions for downloading my 4 part tutorial, which I then sent to the Farm CEO.

This evening, I was typing this message, I got the email shown in the screen shot below from him:

Tayo Solagbade's Performance Improvement IDEAS(PI Squared) Newsletter PII 002: Email screenshot - This evening, I was typing this message, I got the email shown in the screen shot below from my Farm CEO client based in Tanzania

You will agree with me, that the message in that email -as well as its tone – is indicative of a person who is happy with the results he has since.

As the above story illustrated, not only do I work hard to ensure my products perform as promised, I also work hard to support ALL buyers to make the most productive use of them – thus giving those who buy from me value for money they pay me.

My mental attitude makes me persistently seek to give more than I get from others. It makes me constantly go the extra mile to be a source of increase and improvement in the lives of others.

With the exception of a few insincere ones – those I connect with often acknowledge and appreciate me so much that we become friend and they tell others about me!

It goes without saying that doing the above can be VERY hard work, but that’s why we’re told it’s best to choose a vocation that you have a passion for.

That way, even when things get hard, you will NOT feel it’s more than you can take.

This is the habit that Nigerians who want to succeed using the philosophy I advocate in this article, need to adopt.

Without it, we are VERY unlikely to make tangible progress as a nation.

PS: Regarding the valid point made by Pius that the “Ibo Man”‘s buyers often expected him to have 2 versions of what he sold i.e. original and the fake (where original was considered the one imported from abroad and fake, the one made by “Ibo Man”)

I argue that YOU alone can determine how your buyers treat you.

If they want to call you a name you’re not, RESIST it, and confidently let them know how you prefer to be addressed and/or treated.

In doing my business both on and off the web, I have never been afraid to apply this principle, and anytime a client or buyer has been unwilling to deal with me on my stated terms, I’ve ALWAYS taken it as a good sign that s/he was NOT a good fit for me.

Over time, I’ve attracted to myself people fitting my definition of ideal clients/customers, with whom I ENJOY relationships of mutual respect and consideration today.

My advice to Pius’ “Ibo Man” and others who aspire to success in dealing with buyers, to adopt a similar assertive disposition, if they want to achieve sustainable long term success at what they do. Period.

SDN Blog

New posts from last week*
Monday:

PII 001: The Secret to Succeeding by Creating Your Own Luck [FREE Podcast]

When I quit Guinness to pursue a longstanding dream of being self-employed, Andy R. Jones, then Benin Brewery Operations Manager, apart from uttering phrases like “Tayo simply refuses to Fail” while speaking at my send forth party, went further to send me the following super handwritten note in a Christmas card, days before I left: […]

[Tuesday]:

Succeeding Through Hard Work, Determination and Persistence: 3 Lessons from Nigeria’s Igbo Traders

If you think the title of this article is an attempt by a Yoruba man, to suck up to Igbos (who happen to be my in-laws), I’m sorry to disappoint you. It is NOT. What I share here are insights based on objective study and evaluation of the trade and commerce (and sometimes manufacturing/creative) activities […]

 

[Wednesday]:

Verbatim Text Transcript of Welcome Video message for Tayo Solagbade’s Home Study MS Excel Heaven Visual Basic Programming Video Series on DVD

Hi. My name is Tayo Solagbade. This is the introduction to the Home Study Video version of my Microsoft Excel Heaven Visual Basic Programming Coaching. Now, typically in order for you to get access to this series of videos, you would actually have become a member of my Excel Heaven Visual Basic Club – which […]

 

[Thursday]:

As Conventional Income Generation Models Grow Obsolete, We Need to Embrace Smarter PC and Internet Technology Driven Alternatives!

This article is based on excerpts from another in my Performance Improvement pod cast series which covers a variety of subjects I have a business interest in. Examples include my farm business software, built using custom Excel VB, and my other customizable software used by clients in other industries. Not only do I build and […]

 

[Friday]:

A Smarter and Cheaper Strategy for Earning Foreign Exchange [Hint: It’s NOT Related to Crude Oil or Agricultural Exports…But It’s Cheaper And More Sustainable]

It’s become more apparent that we as a people in Nigeria still refuse to GET IT, when it comes to identify SMARTER strategies for earning TANGIBLE foreign exchange on a sustainable basis to boost our economy. Since I was a child capable of intelligent thought, growing up in Nigeria, most times the subject of foreign […]

 

[Saturday]:
N/A
[Sunday]:

THE FARM CEO (Issue 37): The Farm CEO™ Members-Only Website at www.thefarmceo.net: Password Protected Access for Subscribers & Clients, Is Bank Of Agriculture Giving Loans To Farmers? – Agriculture – Nigeria, How To Get Agric Loan in Nigeria: Ways Farmers Access Agricultural Loans – Practical Business Ideas – Best Small Scale Business Opportunities And Investment For 2016

If all goes according to plan, this 37th PDF issue of The Farm CEO will be the last of the weekly version. Like I mentioned in the last week’s issue, I’ve been re-thinking the content strategy for this publication to enable me deliver useful information to paid subscribers and clients in a manner that makes […]

 

Tayo K. Solagbade*

Self-Development/Performance Improvement Specialist

Mobile: +234-803-302-1263 (in Nigeria) or +229-66-122-136 (in Benin Republic)

http://www.tayosolagbade.com

Tayo K. Solagbade is a Location Independent Performance Improvement

Specialist and Multipreneur (i.e. a highly versatile/multi-skilled entrepreneur), with a bias for delivering Best Practice solutions to

Farm Businesses and others.

Since 2002, he has earned multiple streams of income providing individuals and organizations with personal development training and coaching, custom MS Excel-VB solutions, web marketing systems/web hosting,

freelance writing services, and best practice extension support services (for farm business owners).

Tayo is the author of the Self-Development (SD) Bible™ and the

popular Livestock Feed Formulation Handbook. He is also the developer of its accompanying Excel-VB driven Ration Formulator™ and the Poultry Farm

Manager™ software.

He has delivered talks/papers to audiences in

various groups and organizations, including the Centre for Management Development, University of Lagos, Christ Baptist Church, Volunteer Corps, Tantalisers Fast Foods

and others.

In May 2012 he was the Guest Speaker at the Centre for Entrepreneurship Development’s Annual Semester Entrepreneurial Lecture at Yaba College of Technology in Lagos.

On 1st April 2013, Tayo (who reads, write and speaks the French language) relocated to Cotonou, Benin Republic to begin slowly

traveling across the West African region.

His key purpose is to deliver talks, seminars

and workshops on his key areas of focus and interest to interested audiences (Email tayo at tksola dot com for details).

In a previous life, before leaving to become self-employed, Tayo served for seven years (October 1994 to December 2001) as a high performing manager in Guinness Nigeria. He rose from Shift Brewer to Training & Technical Development Manager, and later acted in senior roles as Production Manager and Technical
Manager.

In addition to constantly challenging the status quo and influencing positive work changes, he built a reputation for using self-taught spreadsheet programming skills (starting with Lotus 1-2-3, and later moving to Excel Visual Basic) – in his spare time – to develop Automated Spreadsheet Applications to computerize manual report generation processes in the departments he worked. Over four(4) of his applications were adopted for brewery level reporting.

Tayo holds a B.Sc degree in Agricultural Extension Services from the University of Ibadan, Nigeria, having graduated top of his class – with Second Class Upper Division honors – in 1992. He is an Associate Member of the UK Institute & Guild of Brewing, a 1997 National Finalist of the Nigerian Institute of Management’s(NIM) Young Managers’

competition, a Certified Psychometric Test Administrator for Psytech UK, innovator of Spontaneous Coaching for Self-Development™ (SCfS-D™), and Founder of the Self-Development Academy (SDAc).

When he’s not amazing clients with his superhuman skills (wink), Tayo works as the creative force behind his Daily Self-Development Nuggets blog – on which he also publishes The Farm CEO Weekly Newspaper (sent via email to paid subscribers) and his Weekly Performance Improvement IDEAS

newsletter.

You can connect with him on Twitter @tksola.com and Facebook.

Visit Tayo Solagbade Dot Com, to download over over 10 performance improvement resources to boost your

personal and work related productivity.

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[IMPORTANT NOTE:====

On 4th May 2014, Tayo’s 9 year old domain (Spontaneousdevelopment dot com), which hosted his website, was taken over by Aplus.net.

Within a few days however, Tayo used his advanced self-taught web development skills to build a SUPERIOR “reincarnation” of it the website http://www.tayosolagbade.com.

But updates are still ongoing to URLs bearing the old domain name in most of the over 1,000 web pages, and blog posts

he’s published.

If you experience any difficulties finding a page or document, email Tayo at tksola dot com.

Click “Tayo, What Happened to

SpontaneousDevelopmentDotCom ?” to read a detailed narrative about how the above event occurred :-))

Here’s an article Tayo wrote, to inspire others to defy adversity, and bounce back to even greater reckoning at what they do EVERY time:

Succeed by Emerging from Adversity Like a Phoenix

(TayoSolagbade.com launches extra Hosting plan with FREE Web Marketing!)

And he wrote the one below, to explain why losing a domain name, no matter how old, NO LONGER determines your online success or otherwise:

A Proven Strategy to Find Profitable Buyers Regardless of Your Domain Name
==================

View Tayo Solagbade's video tutorials and demonstrations on Facebook Productivity Tips, Web Marketing, and for his Custom MS Excel-VB driven software applicationsJoin the SD Nuggets community on Facebook.comConnect with Tayo on Twitter.comConnect with Tayo on Google PlusConnect with Tayo on LinkedIn.com

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THE FARM CEO (Issue 37): The Farm CEO™ Members-Only Website at www.thefarmceo.net: Password Protected Access for Subscribers & Clients, Is Bank Of Agriculture Giving Loans To Farmers? – Agriculture – Nigeria, How To Get Agric Loan in Nigeria: Ways Farmers Access Agricultural Loans – Practical Business Ideas – Best Small Scale Business Opportunities And Investment For 2016

If all goes according to plan, this 37th PDF issue of The Farm CEO will be the last of the weekly version. Like I mentioned in the last week’s issue, I’ve been re-thinking the content strategy for this publication to enable me deliver useful information to paid subscribers and clients in a manner that makes it easy for them to find what they want, when they need it, with minimal fuss or hassle.

tfc37-cover

This is why I’ve come to the decision to convert this publication into a full featured online newspaper, with possible publication of a physical/print quarterly version.

In other words, starting next week, or latest the first Monday of March, The Farm CEO™ newspaper will become an online newspaper at www.thefarmceo.net with content accessible only by paid members using login details that will be assigned to them when they sign up.

I must admit that this new arrangement will also make life much easier for me in terms of putting together and publishing information for readers in a timely manner. In case you’re not aware, The Farm CEO™ subscription comes at an annual fee of $65 USD.

In certain cases, I have given out discounted or FREE subscriptions to new Farm CEO clients who purchase products or services from me, up to a certain amount.

However, in the new dispensation we’re entering, I intend to give ALL my existing paid Farm CEO clients, who are also lifetime members of my Cost-Saving Farm Business Ideas club FREE lifetime subscription to The Farm CEO™ newspaper online.

In other words, once you purchase a solution from me, to the tune of N20,500.0 (Twenty Thousand Five Hundred Naira) or more, you will automatically get:

1. FREE lifetime membership of my Cost-Saving Farm Business Ideas Club which comes with 40% discount to buy any other products or services I offer

2. FREE lifetime subscription to The Farm CEO newspaper online.

Why this strategy?

In case the above question crossed your mind, the answer is simple.

I want to deliver value to my target audience of serious minded Farm Business Owners and stakeholders, in a manner that ensures they are able to discover and make productive use of that value, as and when the need to do so impresses itself on them.

My experiences over the past decade have taught me that each person will advance at his/her own personal rate of learning and discovery. As a result, I’ve found that some CEOs waited 3 to 5 years to make a purchase from me, counting from the first time they actually connected with me via my website or through email/phone.

At the same time, there have been other Farm CEOs who came to me knowing exactly what they wanted to do, and what they needed to get it done, Then having seen the range of solutions I had on offer, they simply made contact and (sometimes in a matter of hours) made payment to get it from me!

Through this newspaper’s (soon-to-be) paid members-only online platform at www.thefarmceo.net, I want to offer them a place of psychological comfort that they can reach out for access to information and education to solve problems and/or discover new ways to better pursue their valued goals!

A Smarter and Cheaper Strategy for Earning Foreign Exchange [Hint: It’s NOT Related to Crude Oil or Agricultural Exports…But It’s Cheaper And More Sustainable]

It’s become more apparent that we as a people in Nigeria still refuse to GET IT, when it comes to identify SMARTER strategies for earning TANGIBLE foreign exchange on a sustainable basis to boost our economy.

Since I became a child capable of intelligent thought, growing up in Nigeria, most times the subject of foreign exchange earnings has been discussed, it has always been MAINLY regard to sales of Crude Oil, and Agricultural Exports.

Fast forward many decades later, and I’m approaching my 46th birthday, yet nothing has changed.

Both the leadership and followers in Nigeria still cannot see that there are MANY more reliable alternative ways today, to earn substantial amounts of foreign exchange, on a long term sustainable basis, at much less cost, using much fewer resources, and in much less time!

This is the Information Age we’re in for heaven’s sake. A time in which PC and Internet technology drives virtually every area of our lives – even including the exploration of our crude oil (which now commands pitiful selling prices in the market) as well as our agribusiness endeavors.

I recently got a browser error message displayed in my attempt to make online renewal payment for a client’s website hosting using my Debit card, linked to my Paypal account.

The message shown advised that my card been “denied by the card issuer”: I had no clue what that meant.

By the time I called the bank’s support arm, they checked and announced that the funds paid in by my client were insufficient. In reality however my hosting provider platform was working with Nigeria’s N200 to $ 1 USD official exchange rate showing that I have well over the required amount.

Long story short, by the time I voiced the above fact, the bank customer service operator told me that N300 to $ 1 USD rate was set for online card transactions, due to the continued fall of the Nigerian Naira, was responsible!

Yet, NO notification was sent out to card users to that effect.

So users discovered that fact only at the point of payment! By implication of the above, my client, who’d I only recently hit with a price increase, to adjust for an earlier value drop, now has to absorb yet another hike to make the payment possible.

My point however is that this is all happening because Nigeria’s major means of earning sustainable amounts of foreign exchange is via crude oil and agricultural sales, for the most part. With the former providing the bulk of the earnings, effectively making us a mono-economy for decades, we were NOT ready for the drastic change in fortunes when it happened.

Now that the oil market is no longer so lucrative, our leaders and people are turning to Agriculture – which is not bad. However, in doing so they are adopting the same mental attitude employed in handling our generation of Forex earnings from crude oil sales.

By this I mean, for instance, that they are working to setup large plantations, agricultural estates, farm settlements and the like.

To be fair to them, such models are proven to be viable and in some areas are already working. The problem I see, which many of those involved seem not to, however, is the fact that this adopted approach takes A LOT of time, money, effort and resources.

This is why despite the lucrative prospects of venturing into agribusiness, so many who want to, have not been able to. And since government itself is no longer exactly swimming in a pool of free-to-spend cash, they are unable to give out as much financial assistance as they would like to.

Add to that the massive hole smashed into Nigeria’s coffers, by the political looters, most still being chased for possible recovery, and it becomes obvious that this capital and resource intensive strategy used for so long is simply not worth making our main focus.

We need to put in place something that can work faster, with much less (if possible zero cost) requirements, while at the same time impacting a larger number of our people.

Such a solution exists and has been in existence for decades.

But it is ALIEN to our society, for the most part. We are simply not used to functioning in such dimensions.

That is why it is understandable that up till this moment, despite ALL the pain, suffering, and lack visited on majority of us, we and our leaders still choose to ignore it or pretend it’s not there.

Yet if we were to adopt it, massive benefits can accrue to us a nation, within a much shorter period, and on a much more sustainable basis compared to what we currently have in place!

This solution requires deliberate use of the Creative Mind, the brain, the thinking faculties – in as many varied ways as possible, to earn income.

To some extent one could argue that we have elements of that happening already in Nigeria. That would be with regard to our entertainment industry. I won’t waste time explaining much.

One example should suffice.

What do David O, Tuface, Olamide, Sunny Ade, Wiz Kid, Seun and Femi Kuti, Lagbaja and so many other musicians getting international recognition do to make money?

Simple. They think up songs and strategies to deliver those songs to their target markets in a way that gets them invited to perform, and also earns them royalties from records sales.

But let’s get real here. Most Nigerian artistes don’t really know what it feels like to live on royalty earnings. The system we have here simply does not protect their interests that well in the respect.

As a result, they depend heavily on LIVE shows for their living. However Lagbaja, the Anikulapo-Kuti Brothers, Asha and other Nigerian acts who have established themselves by traveling and recording internationally, can boast of such royalty benefits being significant. Fela Anikulapo Kuti did that so well, that his albums continue to generate earnings for his offspring toda, MANY years after he’s passed on.

Most people in Nigeria don’t get it but THAT is another way foreign exchange earnings enter Nigeria.

Having said that however, even the music or entertainment creation model does not offer as much rewards to a large population like ours, compared to the solution I have in mind.

Among other things, getting started in music can often require having access to scarce funds. And this has caused some great talents to NOT take off in that industry.

The solution I advocate for adoption has much fewer barriers to adoption – even age is almost no limitation!

The fact that Nigerians in general have not adopted this solution I have in mind, does not imply we are dumb, blind or stupid.

No. It’s more of a problem of one-sided thinking caused by years of exposure to an environment in which VERY little critical thinking is done.

That is why we all think the same way about subject like these. We keep saying oil prices affect our dollar earnings. We forget some countries don’t even have Crude Oil to sell, yet they earn BILLIONS in US dollars annually!

A good example is India.

The Indians are leaders worldwide in software development and sales, and it earns them huge volumes of foreign exchange annually.

Unlike us, they did not sit around waiting for oil wells to be dug and oil to be drilled from them for sale to other countries at the huge expense we all know it takes to do it.

Instead, several decades ago they invested quality time and money to bring in top programmers to teach coding to Indian youths from primary school level on a formal basis.

It was a deliberate strategy that they diligently pursued until they began to turn our armies of young programmers, with the marketing skills to take whatever solutions they created and use the web to reach their target buyers.

Today, we know that many organizations in Nigeria use Indian software, which they often purchase RENEWABLE user licenses for – at premium rates in US dollars, all of which goes right into the Indian economy.

Yet I know of no single digital solution conceived and developed by Nigerians in Nigeria, that is purchased for use by Indians in India – whether as individuals or organizations.

It is also instructive to note that this happens with comparatively less effort and money being expended by the Indians – when compared to the costs we incur to get our crude oil to buyers!

In other words, the Indians (and other nations like them) are making low to zero cost use of the creative intellect of their nationals, across various age groups, to create foreign exchange earning solutions needed on a regular basis by people across the world.

[Hint: Note that I say the above as one who has made sales of my customizable Excel-VB Ration Formulator software to buyers in places like Canada, Philippines, England, Tanzania, Uganda and other countries but NOT ONE sale to anyone – so far – in India. Yet, over 90% of the enquiries posted under one of the most viewed videos for this aforementioned app were made by Indians who repeatedly request in their posts that I send them the app FREE…for some strange reason!]

If we in Nigeria are really serious about getting ourselves out of the mess we are in, with regard to having adequate foreign exchange earnings, we WILL have to look beyond the traditional capital intensive methods we’ve gotten so used to.

We will have to do something similar to what the Indians, Americans and many other developed countries are doing.

We will have to invest MORE time in using the creative intellect of our people, which comes at low to zero cost, to create solutions we can sell to a potentially unlimited global paying audience of eager buyers, just like the Americans and Indians have been doing to us for years.

Once we begin doing that, our own army of creatives will generate solutions that will attract buyers from abroad to pay in foreign currency.

Over time, that will add up like it does for India, giving us enough reserves to NOT have our currency fall so badly in value that prohibitive exchange rates stifle our ability to make online payments for what we want.